PwC

European Credit Risk Survey 2026

At the edge of the known: re-shaping credit risk for an era of persistent uncertainty

Unlock insights into Credit Risk Management Maturity

In an environment shaped by economic uncertainty, increasing regulatory demands and rapid technological transformation, European banks are accelerating the adoption of AI, automation, advanced analytics and new risk management models.

Download the PwC European Credit Risk Survey 2026 and discover:

  • The key trends transforming credit risk management in banking;
  • The strategic priorities of European financial institutions;
  • The impact of AI, ESG and advanced data on decision-making;
  • The main regulatory and technological challenges facing the sector.

Explore PwC’s latest insights into the future of credit risk and discover how European banks are leveraging AI, advanced analytics and stronger risk frameworks to navigate an era of persistent uncertainty. Start exploring the findings of PwC's survey today.

Access the full report

Por favor, preencha todos os campos do formulário. Please fill in the missing fields.
Especifique um endereço de e-mail válido. Specify a valid email address.
Por favor, confirme a leitura dos termos. Please, confirm that you have read the terms.

We commit to ensuring that these recordings will not be used for purposes other than those for which they were collected, allowing, in strict compliance with applicable law, the right to access them. If you have any questions, please consult our Privacy Portal. At any time, you may update your preferences in the Preference Centre and/or withdraw the consent provided by sending an email to pt_pt_data_office@pwc.com, or through our Privacy Portal.